IMPLEMENTASI SMS GATE WAY DALAM OPTIMALISASI PELAYANAN PERBANKAN. TATAL, [S. l.], v. 8, n. 2, p. 102–109, 2013. Disponível em: https://e-jurnal.unisfat.ac.id/index.php/jt/article/view/137.. Acesso em: 16 may. 2024.